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Ampthill Mortgage Studio. Mortgages. Insurance. Jargon Buster. About Us. Contact us.
Ampthill Mortgage Studio
16-18 Bedford Street
Ampthill, Bedfordshire
MK45 2NB
Tel : 01525 402722   Email: ampthillms@btconnect.com
Ampthill Mortgage Studio is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct  Authority under number 305330 in respect of mortgage and insurance mediation activities only. Details of which can be found by visiting www.fca.org.uk . Please be aware that most Buy to let mortgages and Commercial lending is not regulated by the Financial Conduct Authority. We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the  EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.
Buy-to-let
Buy-to-Let in recent years has become an increasingly popular mortgage option for those wishing to invest in residential rental property.

Landlords have a choice between interest only and repayment mortgages. However, buy-to-let mortgages do differ in several important ways from standard mortgages.

A major difference is the criteria lenders apply when considering approving a loan.

Buy-to-let mortgage lenders base their decisions generally on whether or not to approve a loan on the likely rental income from the property and not the applicants' income.