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Ampthill Mortgage Studio. Mortgages. Insurance. Jargon Buster. About Us. Contact us.
Ampthill Mortgage Studio
16-18 Bedford Street
Ampthill, Bedfordshire
MK45 2NB
Tel : 01525 402722   Email: ampthillms@btconnect.com
Ampthill Mortgage Studio is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct  Authority under number 305330 in respect of mortgage and insurance mediation activities only. Details of which can be found by visiting www.fca.org.uk . Please be aware that most Buy to let mortgages and Commercial lending is not regulated by the Financial Conduct Authority. We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the  EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.
First Time Buyer
If you’re thinking about buying your first home you’re probably finding the whole process of choosing the right mortgage and actually buying your ideal home rather daunting. So what do you need to know to get on to the first rung of the property ladder?

The first step is to contact us and we will advise you on the mortgage options available to you. In the meantime we’ve outlined below some background information on mortgages for first time buyers that we hope you’ll find useful.

How much can you borrow?
The amount of mortgage you can get depends on your income. This figure could be higher or lower depending upon your individual circumstances and different lenders’ criteria.
Once you add to this the amount that you can afford to pay as a deposit, you have the amount you can pay for your first property.
Some lenders offer very good deals for first time buyers, so it always worth asking us to research the market on your behalf.